We help you maximize policy value when you sell your life insurance policy.

EVOLVED LIFE SETTLEMENTS
The Seller’s Representative

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How much can you sell your life insurance policy for?

Find out what your life insurance policy might be worth.
Get Estimate

What is the life settlement process?

To learn more about life settlements, read our life settlement guide.

Step 1: Estimate Value of Policy

Step 2: Submit Application

Step 3: Submit to Auction Market

Step 4: Review Bids

Step 5: Decide Keep or Sell Policy

Step 6: Complete Closing Package

Step 7: Receive Cash Payout

Learn more about life settlements by reading our Life Settlement Guide.

Read the Guide.

Results:

Our results help you reach your goals.

Linda funded her real estate investment.

Linda, wanted to pay off some real estate debt and no longer needed this specific policy. She was able to sell her policy and reinvest the funds into her real estate business.

Face Value

$15,000,000

Cash Surrender Value

$0

Life Settlement Value

$318,193

John supported his local church.

John no longer needed his term policy and was able to sell his policy and use his funds to fund some work on his local church.

Face Value

$3,000,000

Cash Surrender Value

$0

Life Settlement Value

$61,625

James passed on the family cottage.

James needed to move into an assisted living facility. Instead of selling the family cottage to pay for care, he was able to sell his life insurance policy instead

Face Value

$468,858

Cash Surrender Value

$0

Life Settlement Value

$74,200

Dorothy no longer had an estate tax problem.

Dorothy no longer needed a life insurance policy for her estate plan. She used the proceeds from her life settlement to start a scholarship at her local high school.

Face Value

$4,000,000

Cash Surrender Value

$420,205

Life Settlement Value

$495,000

Helen was going to outlive her policy.

Helen owned a policy that only lasted till age 100. She was able to sell her policy and limit her risk exposure and use the funds to fund her charity.

Face Value

$26,098,014

Cash Surrender Value

$107,000

Life Settlement Value

$5,130,000

Bill paid off his vacation home.

Bill no longer needed his term policy. He was able to use his funds to put the down payment on his vacation home for him and his family.

Face Value

$200,000

Cash Surrender Value

$0

Life Settlement Value

$50,000

Larry didn't need his policy anymore.

Larry no longer needed his term policy. He sold his policy and used the proceeds to fund his classic car project for him and his grandson.

Face Value

$1,000,000

Cash Surrender Value

$0

Life Settlement Value

$30,000

Dennis sold his business, didn’t need the policy.

Dennis sold his business. He no longer needed his life insurance policy, and he used the funds to start a high school scholarship for future entrepreneurs.

Face Value

$250,000

Cash Surrender Value

$0

Life Settlement Value

$57,420

All real stories, case studies and transactional data provided and contained on this website are based on the internal files of actual viatical and/or life settlement transactions processed by Ramsey Financial, LLC d/b/a Evolved Life Settlements since its inception and the specific characteristics of each case, including but not limited to the names and images of our clients, have been changed to protect their privacy. Life Settlement Values shown are actual net amounts paid to those sellers.

The following summary represents the transactional averages of Ramsey Financial, LLC d/b/a Evolved Life Settlements for life settlements closed between 12/1/2020 to 05/31/2021: $632,339 net amount paid to seller, which equals 12.40% of net death benefit paid to seller, 16.4 bids negotiated per closed life settlement, and insured age of 77.6 years old.

Still have questions?

Read our FAQ's.

EVOLVED LIFE SETTLEMENTS

Helping you get the most value out of your life insurance policy.

Our goal is to maximize your policy value and obtain the highest bids available in the life settlement market. We do this by using our underwriting and product expertise to help you reach a higher policy valuation. This process allows us to help you negotiate the best options for you and your family.

We take a client-first approach and make sure we are doing what we can to maximize the value of your offers.

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Contact:

Contact the Evolved Life Settlements team to reach one of our trained staff members. We’ll help review any unanswered questions and help you begin the life settlement process.

If you would like to make an appointment, you can call our office directly at (501) 404-0000 or email our team at team@evolvedsettlements.com

(501) 404-0000
team@evolvedsettlements.com
11807 Hinson Rd.
Little Rock, AR 72212
submit@evolvedsettlements.com